United Arab Emirates
🇦🇪

United Arab Emirates

Buying Guide for Foreign Investors

Golden Visa Program Available
Mortgages for Foreigners
Currency: AED

$4,500

Avg. Price/sqm

25%

Min. Down Payment

0

4%

Transfer Tax

Quick Overview: Buying in United Arab Emirates
Foreigners can own property
Typical: 1-2 weeks

You'll need:

  • Valid passport
  • Must be in freehold zone
  • NOC from developer

Common surprises:

  • High service charges
  • Oversupply in some areas

This is a simplified overview. Read the full guide below for complete details.

What to Watch Out For
AI Summary

Generate an AI-powered summary of this country's buying rules for quick reference.

Purchase Rules for Foreigners

Non-Citizen Property Purchase in UAE

Dubai: Full freehold ownership available in designated areas since 2002.

Ownership Types:

1. Freehold

  • Full ownership of property and land
  • Available in designated areas
  • Most popular choice for foreigners

2. Leasehold

  • Up to 99 years
  • Available in some older developments

Process:

  1. Choose property in freehold area
  2. Sign MOU (Memorandum of Understanding)
  3. Obtain NOC from developer
  4. Transfer at Dubai Land Department
  5. Receive Title Deed

Ownership Restrictions

Foreigners can only purchase in designated freehold areas. These include most popular areas like Dubai Marina, Palm Jumeirah, Downtown Dubai, and Arabian Ranches.

Required Permits & Documents

  • Valid Passport
  • Emirates ID (for residents)
  • NOC from developer
  • Original Title Deed
What to Watch Out For

These are common issues foreign buyers face. Being aware helps you ask the right questions:

Off-plan projects can face significant delays

Service charges can increase substantially after handover

Not all freehold areas offer residency visa benefits

How to Protect Yourself

Simple steps that can save you from costly mistakes:

1

Check developer's track record and financial stability

2

Get everything in writing—verbal promises don't count

3

Budget for handover costs and snagging fixes

Golden Visa Program

Minimum Investment

€750,000

UAE Golden Visa Program

Property Investment Route:

  • AED 2 million ($545K) for 10-year visa
  • AED 750,000 ($205K) for 2-year visa (new in 2024)

Benefits:

  • Long-term residency
  • No sponsor required
  • Include family members
  • Can work or start business
  • No minimum stay requirement

This information is for general guidance only and does not constitute legal or financial advice. Please consult with qualified professionals before making any investment decisions.

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